Attention homeowners in Sacamento and Sacramento County: Need an appraisal?
The top seven reasons why California homeowners order from Alpine Vista Appraisal:
At Alpine Vista Appraisal, we understand the particular needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Alpine Vista Appraisal, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenge Sacramento County's assessment of your propertyIf you live in a local area that is going down or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. A professional appraisal from Alpine Vista Appraisal is your best weapon when contesting your property tax assessment.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Alpine Vista Appraisal is seasoned in helping homeowners just like you delete unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Alpine Vista Appraisal can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
We Provide Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would wish to have a seasoned professional double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Alpine Vista Appraisal can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.